Fan-Made Community Wiki
Bills Must Be Paid
Learn how to turn short piggy-smashing runs into lasting progress. This wiki focuses on protecting the next bill, reading the desk before buying upgrades, choosing skills for the bottleneck in front of you, and knowing when bankruptcy is the smarter reset. Full-release guidance is kept separate from browser Demo information where progression differs.
Start Here
Your Journey
Beginner Guide
Learn the first-run loop without spending your next bill.
Upgrade Guide
Buy damage, stamina, and targets when they solve a real problem.
Best Skills
Choose skill-tree branches around your current bottleneck.
Achievement Guide
Plan accuracy, progression, and completion achievements.
About the game
The game is an active incremental game about smashing piggy banks for money while stamina and bill deadlines limit every decision. Cash can strengthen the current cycle, but it also has to cover the next payment. Paid bills advance progression and help create Legacy Points, while bankruptcy ends a struggling cycle and opens permanent Rings and Bracelets purchases. The best choice is rarely a fixed upgrade order: watch whether the desk empties, targets survive, or stamina runs out, then spend only on the system holding the run back.
- Genre
- Active Incremental
- Core Loop
- Smash, earn, pay, progress
- Platforms
- Windows, macOS
- Mode
- Single-player
Bills Must Be Paid Beginner Guide
A first cycle is for learning which resource ends your runs, not for forcing a perfect build. Keep the next bill visible, observe the desk, and make each purchase answer one specific problem.
- 1Smash piggies and watch staminaEach hit earns money but costs stamina. Notice whether the run ends with useful targets still alive or with an empty desk.
- 2Reserve the next billSubtract the upcoming payment from your wallet before calling money available for upgrades.
- 3Buy for the bottleneckDamage helps when piggies take too many hits; stamina helps when killable targets remain; more targets help only when the desk empties.
- 4Treat bankruptcy as progressionWhen the next payment is no longer realistic, prioritize reachable bills and use the reset to turn paid bills into permanent progress.
Bills Must Be Paid Upgrade Guide
There is no honest universal upgrade order. Temporary upgrades should repay themselves before the deadline and solve what is actually limiting your current cycle.
- 1Start with enough damageMake opening piggies manageable before investing heavily in speed, luck, or optional effects.
- 2Add stamina when runs end too earlyStamina is valuable when targets remain that you could have destroyed with a few more swings.
- 3Add starting piggies only to an empty deskMore targets create income when you clear the desk, but can add pressure when existing piggies already survive too long.
- 4Delay risky purchases near a billWith one day remaining, keep the full payment protected unless a purchase creates an immediate, measurable breakpoint.
Bills Must Be Paid Best Skills and Skill Tree
The best skill is the one that fixes your current run. Compare the branches to the desk and stamina bar instead of chasing a branch because it sounds powerful.
Damage and grip strength
Prioritize raw power when the newest piggies require too many hits or block the desk.
Stamina and efficiency
Choose these when profitable targets remain as your hand runs out of stamina.
Swing speed and hit radius
These improve a build that already has enough damage and enough available targets to capitalize on faster clears.
Luck and chained effects
Use loot-focused or electric options after the basic smashing loop is consistent, not as a substitute for required damage.
Bills Must Be Paid Achievement Guide
Several achievements are easier when planned early, before permanent upgrades and attack speed make the desk harder to control. Keep achievement attempts separate from runs that need maximum income.
Accuracy achievements
Attempt precision goals while the starting Hammer is slow enough to place carefully without crossing empty space.
Freedom achievement
Build around stable bill management and permanent progression rather than relying on a rare rescue event.
Maxed Out achievement
Save large completion goals for a cycle with dependable income, so upgrade spending does not leave required bills uncovered.
Progression achievements
Track paid bills, Prestige purchases, Hammers, and collections as separate long-term targets.
Builds and Tier List
Build strength depends on whether it creates enough reliable income before the next deadline. These tiers rank priorities by the problem they solve, not by a single tooltip number.
Multiplayer and Play Online
The game is built around an individual cycle, personal bill decisions, and permanent progression. Keep Demo and full-release information separate when comparing ways to play.
Is there multiplayer?
The core game experience is single-player; progress decisions, bills, and Legacy upgrades belong to your own cycle.
Can you play online?
An official browser Demo is available separately from the Steam full release, but it should not be treated as the same progression experience.
Do Demo saves transfer?
Demo saves do not carry into the full release, so do not plan permanent progression around a browser save.
Ending and How Long to Beat
Progress is measured in cycles, paid bills, permanent upgrades, collections, and achievements rather than one simple finish-line timer. Your pace depends on how quickly you learn to diagnose failed runs.
How long is a cycle?
Run length changes with stamina, piggy durability, available targets, and the upgrades in the current cycle.
What counts as progress?
Bills paid matter because they advance systems and contribute toward Legacy Points for future attempts.
When should you reset?
Reset when ordinary runs cannot realistically close the next bill gap and no available upgrade changes that calculation.
Codes
No confirmed redeem codes are listed here. This page avoids presenting unverified strings as active codes, especially when Demo and full-release information can be confused.
No confirmed active codesThere are currently no verified the game redeem codes in this wiki’s reference material.Check version informationConfirm whether a promotion applies to the browser Demo or the Steam full release before expecting it to affect your save.
Latest Updates
Trending Now
All Pages
Bills Must Be Paid FAQ
Is this wiki free to use?
Yes. The wiki is free to read and does not require an account.
What should I buy first?
Start with the upgrade that addresses the current bottleneck: damage for durable piggies, stamina for unfinished desks, or targets for an empty desk.
Should I save money or buy upgrades?
Protect the next bill first. Spend only when an upgrade can improve ordinary runs enough to repay its cost before the deadline.
Is bankruptcy a failed run?
Not necessarily. Paid bills help generate Legacy Points, which can be spent on permanent Rings and Bracelets after bankruptcy.
Is the browser Demo the same as the full game?
No. Demo saves do not transfer to the full Steam release, and progression details can differ.
Does the game have multiplayer?
The core experience is single-player, centered on your own bills, build choices, and permanent progression.
New to the game?
Begin with the first-run route, then use the upgrade guide whenever a cycle stalls. The key habit is simple: reserve the next bill before spending on temporary power.
Open Beginner Guide